Create your Will. Protect your legacy.
Welcome to Metropolitan’s Wills app. We’ll help you create a basic Will that expresses your final wishes in seven simple steps.This digital tool requires you to have access to a printer as we do not keep a copy of your Will. We only store your name and surname for statistical purposes, do not store any other information about you.
There are three types of recognised marriages in South Africa:
A Customary Marriage is one entered into before 1 November 2000. If a Customary Marriage is entered into after 1 November 2000, the customary marriage must be registered at the Department of Home Affairs.
A Civil Union is conducted by a marriage officer or other person authorised to conduct a civil union. The Civil Union must be registered at the Department of Home Affairs.Marriages conducted under Islamic, Hindu or other religious rites which are not conducted by a marriage officer and not registered are not currently recognised under South African law. South African law does not recognise a “common law” spouse (also referred to as cohabitation). If you are still not sure if you are married, you should consult a professional such as a lawyer.
What effect does my marital status have on my Will?
If you are married in community of property the surviving spouse will only be able to deal with their own half of the estate.
The other half will be administered as your deceased estate.
This may mean you should consider whether there will be sufficient cash available for the surviving spouse while the estate is being wound up.
This is particularly important if you have a joint bank account. You may wish to consider whether life insurance is necessary to ensure there is sufficient cash.
If you are married out of community but subject to the accrual system, you must consider the amount of accrual.
If your estate has to pay an accrual to your surviving spouse, there may be less left for other beneficiaries.
It may also mean that, if the accrual is payable to your estate, your surviving spouse will be short of money or may have to sell an asset like the house they are living in.
You may wish to consider whether life insurance is necessary to ensure there is sufficient cash.
If you (or your spouse) pass on, you must consider the effect this may have on you. Your estate may not be able to pay out money while it is being wound up and this may have an effect on your spouse and any children.
The immediate concerns might be:You should also consider the longer term:
If you leave your estate to your children, all your children will share equally in the estate. This will include any children from a previous marriage or any children born out of wedlock.
If one of your children passes away before you and has children of their own (your grandchildren), your grandchildren will also receive part of your estate.
You should consider carefully whether you have assets that can be divided between your children if you have more than one child. For example, if your largest asset is your house and you have several children, the house may have to be sold for each child to receive their share.
This may result in hardship for your family.
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6. EXCLUSION FROM COMMUNITYNo benefit accruing to any beneficiary or heir under this Will, nor any fruits of such benefit, shall at any time form part of a joint estate through marriage by the beneficiary or heir. No benefit under this Will shall any time form part of any accrual, whether under South African law or any law elsewhere. All amounts accruing to any beneficiary or heir under this Will shall be and shall remain their sole and exclusive property at all times.
Thus done and signed by me at ____________________________ on this _________ day of _________________ 20__, in the presence of the undersigned witnesses, who both being present at the same time and in my presence, have signed this Will.
AS WITNESSES_____________________________________
____________________________________________________________________________________________________
TESTATOR/ TESTATRIX
Details of Witnesses
Witness 1
Name:____________________________________________
Identity Number:__________________________________
Address:__________________________________________
_________________________________________________
_________________________________________________
Witness 2
Name:______________________________________________
Identity Number:____________________________________
Address:____________________________________________
___________________________________________________
___________________________________________________
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6. NOMINATION OF GUARDIANIn the absence of any natural guardian for my minor children, I nominate Identity Number as guardian of any minor children of mine. I direct that it is not necessary for any guardian of my minor children to furnish security.
7. EXCLUSION FROM COMMUNITYNo benefit accruing to any beneficiary or heir under this Will, nor any fruits of such benefit, shall at any time form part of a joint estate through marriage by the beneficiary or heir. No benefit under this Will shall any time form part of any accrual, whether under South African law or any law elsewhere. All amounts accruing to any beneficiary or heir under this Will shall be and shall remain their sole and exclusive property at all times.
Thus done and signed by me at ____________________________ on this _________ day of _________________ 20__, in the presence of the undersigned witnesses, who both being present at the same time and in my presence, have signed this Will.
AS WITNESSES_____________________________________
____________________________________________________________________________________________________
TESTATOR/ TESTATRIX
Details of Witnesses
Witness 1
Name:____________________________________________
Identity Number:__________________________________
Address:__________________________________________
_________________________________________________
_________________________________________________
Witness 2
Name:______________________________________________
Identity Number:____________________________________
Address:____________________________________________
___________________________________________________
___________________________________________________
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Dear
Thank you for creating your Will and taking a step towards Financial Wellness. Please note that this Will creation tool is free of charge and aims to help you put a basic Will in place. This Will was drafted in accordance to South African law and may not be valid in any other country. Metropolitan will not store a copy of this Will or your personal information. Metropolitan is not liable for any issues that arise from the use of My Will. If the Will is not suitable for your circumstances or fully completed, Metropolitan cannot be held liable either.
It is essential that your Will is dated and signed according to the law. Many issues with Wills arise from a failure to get them signed appropriately. The law prescribes strict rules around the signing of a Will.
These rules should be followed carefully so that your Will is valid. This also reduces the chances of arguments about your Will after you have passed on. Be sure to store your Will in a safe location. You should tell someone you trust where your original Will is located and what to do with it when you pass away (it should be handed to the Master of the High Court when the estate is registered). Your most recent Will should be the only original copy that exists, you should destroy your old Will and any copies that you have made.
Should you wish to find out more about Metropolitan's financial wellness solution, do not hesitate to visit our website on www.metropolitan.co.za
Metropolitan Client Relations0860 724 724
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LAST WILL AND TESTAMENT OF
I, a adult , declare this to be my last Will and Testament.
1. REVOCATION
I revoke all previous wills or testamentary writings made by me and declare the same to be void and of no effect whatsoever.
2. APPOINTMENT OF EXECUTOR
I nominate Identity Number as Executor of my Will. I direct that the Executor of my estate is exempted from providing security for the proper performance of the Executors duties.
I give my Executor all powers and authorities as are allowed in South African law, including the power of assumption.
My Executor shall have the power to determine whether or not assets, movable or immovable, of my Estate are to be retained in current form or are to be sold. If any or all assets are to be sold, my Executor shall have the sole and absolute discretion to determine the time, manner and conditions of realization of such assets.
3. NOMINATION OF HEIRSI bequeath the residue of my estate to my spouse , Identity Number:
4. SUBSTITUTION OF HEIRS
In the event that my spouse predeceases me, I bequeath the residue of my estate equally to all my children, per stirpes.
5. EXCLUSION OF COLLATION
I specifically direct that no beneficiary or heir under this Will shall be required to collate any gifts, donations, sums of money or assets of any type which I may have given to them during my lifetime.
Initial___________________________
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LAST WILL AND TESTAMENT OF
I, a adult , declare this to be my last Will and Testament.
1. REVOCATION
I revoke all previous wills or testamentary writings made by me and declare the same to be void and of no effect whatsoever.
2. APPOINTMENT OF EXECUTOR
I nominate Identity Number as Executor of my Will. I direct that the Executor of my estate is exempted from providing security for the proper performance of the Executors duties.
I give my Executor all powers and authorities as are allowed in South African law, including the power of assumption.
My Executor shall have the power to determine whether or not assets, movable or immovable, of my Estate are to be retained in current form or are to be sold. If any or all assets are to be sold, my Executor shall have the sole and absolute discretion to determine the time, manner and conditions of realization of such assets.
3. NOMINATION OF HEIRS
I bequeath the residue of my estate to my spouse Identity Number
4. SUBSTITUTION OF HEIRS
In the event that my spouse predeceases me, I bequeath the residue of my estate to Identity Number
5. EXCLUSION OF COLLATION
I specifically direct that no beneficiary or heir under this Will shall be required to collate any gifts, donations, sums of money or assets of any type which I may have given to them during my lifetime.
Initial___________________________
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LAST WILL AND TESTAMENT OF
I, a adult , declare this to be my last Will and Testament.
1. REVOCATION
I revoke all previous wills or testamentary writings made by me and declare the same to be void and of no effect whatsoever.
2. APPOINTMENT OF EXECUTOR
I nominate Identity Number as Executor of my Will. I direct that the Executor of my estate is exempted from providing security for the proper performance of the Executors duties.
I give my Executor all powers and authorities as are allowed in South African law, including the power of assumption.
My Executor shall have the power to determine whether or not assets, movable or immovable, of my Estate are to be retained in current form or are to be sold. If any or all assets are to be sold, my Executor shall have the sole and absolute discretion to determine the time, manner and conditions of realization of such assets.
3. NOMINATION OF HEIRSI bequeath the residue of my estate to Identity Number .
4. SUBSTITUTION OF HEIRSIn the event that predeceases me, I bequeath the residue of my estate equally to all my children, per stirpes.
5. EXCLUSION OF COLLATIONI specifically direct that no beneficiary or heir under this Will shall be required to collate any gifts, donations, sums of money or assets of any type which I may have given to them during my lifetime.
Initial___________________________
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LAST WILL AND TESTAMENT OF
I, a adult , declare this to be my last Will and Testament.
1. REVOCATION
I revoke all previous wills or testamentary writings made by me and declare the same to be void and of no effect whatsoever.
2. APPOINTMENT OF EXECUTOR
I nominate Identity Number as Executor of my Will. I direct that the Executor of my estate is exempted from providing security for the proper performance of the Executors duties.
I give my Executor all powers and authorities as are allowed in South African law, including the power of assumption.
My Executor shall have the power to determine whether or not assets, movable or immovable, of my Estate are to be retained in current form or are to be sold. If any or all assets are to be sold, my Executor shall have the sole and absolute discretion to determine the time, manner and conditions of realization of such assets.
3. NOMINATION OF HEIRS
I bequeath the residue of my estate to all my children, born or unborn, per stirpes.
4. SUBSTITUTION OF HEIRS
In the event that all my children predecease me with no issue, I bequeath the residue of my estate to Identity Number
5. EXCLUSION OF COLLATION
I specifically direct that no beneficiary or heir under this Will shall be required to collate any gifts, donations, sums of money or assets of any type which I may have given to them during my lifetime.
Initial___________________________
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LAST WILL AND TESTAMENT OF
I, a adult , declare this to be my last Will and Testament .
1. REVOCATION
I revoke all previous wills or testamentary writings made by me and declare the same to be void and of no effect whatsoever.
2. APPOINTMENT OF EXECUTOR
I nominate Identity Number as Executor of my Will. I direct that the Executor of my estate is exempted from providing security for the proper performance of the Executors duties.
I give my Executor all powers and authorities as are allowed in South African law, including the power of assumption.
My Executor shall have the power to determine whether or not assets, movable or immovable, of my Estate are to be retained in current form or are to be sold. If any or all assets are to be sold, my Executor shall have the sole and absolute discretion to determine the time, manner and conditions of realization of such assets.3. NOMINATION OF HEIRS
I bequeath the residue of my estate to Identity Number .
4. SUBSTITUTION OF HEIRS
In the event that predeceases me, I bequeath the residue of my estate to Identity Number .
5. EXCLUSION OF COLLATION
I specifically direct that no beneficiary or heir under this Will shall be required to collate any gifts, donations, sums of money or assets of any type which I may have given to them during my lifetime.
Initial___________________________